For many families, private universities in Nigeria are often seen as expensive and out of reach. But the truth is, not every private university comes with sky-high fees. In fact, there are several affordable private universities in Southern Nigeria that combine low tuition with quality teaching, stable academic calendars, and well-rounded programs. These schools prove that you don’t need to spend millions to get a good education. Whether you’re searching for cheap tuition private universities, budget-friendly options, or simply the best value private universities where your money goes further, this list highlights the top institutions in the South offering quality education without breaking the bank.
Beyond affordability, these schools also stand out for their stable calendars, decent facilities, and scholarship opportunities.
Here’s a detailed look at the 10 most affordable private universities in Southern Nigeria, ranked from 10th to 1st.
10. Mudiame University, Irrua, Edo State
Average Tuition: ₦400,000 – ₦1,200,000 per session (after discounts)
Mudiame University focuses on science, technology, and engineering. While its fees are slightly higher than others on this list, the school balances things out with:
- 20% tuition reduction across programs
- 50% scholarships for local indigenes
- Flexible payment plans
- Automatic job placement for top-performing graduates
For students who want hands-on training in engineering and applied sciences, Mudiame offers value that goes beyond the cost.
9. Rhema University, Aba, Abia State
Average Tuition: ₦200,000 – ₦400,000 per session
Rhema University, established by Living Word Ministries, combines academic training with strong Christian values. It offers programs in the sciences and humanities while supporting students through financial aid and scholarships. Parents who want a faith-based environment that remains affordable will find Rhema a reliable option.
8. Ajayi Crowther University, Oyo, Oyo State
Average Tuition: ₦315,000 – ₦1,600,000 (most courses under ₦500,000)
Ajayi Crowther University, owned by the Anglican Church, has earned a reputation for discipline and academic integrity. It offers a wide range of programs, especially in Law, Social Sciences, and Management. Although a few courses cost more, the majority are still below ₦500,000 per session. With flexible payment plans and strong academic offerings, it remains a solid choice for many families.
7. Wellspring University, Benin City, Edo State
Average Tuition: ₦200,000 – ₦527,000 per session
Accommodation: ₦215,000 – ₦225,000
Wellspring University was founded by a professional consulting firm and is known for its focus on Management Sciences and practical skill development. The university allows installment payments, making it easier for parents to manage costs. Its location in Benin City also makes it accessible to students in the South-South region.
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6. Tansian University, Umunya, Anambra State
Average Tuition: ₦200,000 – ₦300,000 per session
Tansian University is a Christian-owned institution with government support for infrastructure. It offers a wide variety of courses, with particular strength in Education and Health Sciences. Affordable fees, combined with scholarships and financial support, make it one of the top picks in the Southeast.
5. South Western University, Okun-Owa, Ogun State
Average Tuition: ₦190,000 – ₦340,000 per session
Located close to Lagos, South Western University provides affordable education with easy access to Nigeria’s commercial hub. It is best known for programs in Business, Technology, and Management. The school also offers flexible schedules and student loan options, which help reduce financial pressure on families.
4. Claretian University of Nigeria, Nekede, Imo State
Average Tuition: ₦200,000 – ₦300,000 per session
Founded by the Claretian Missionaries, this university promotes holistic development — combining academics, research, and community service. With strong programs in Arts and Sciences, as well as affordable tuition, it is a good fit for students seeking balance between academics and moral development.
3. Caritas University, Amorji-Nike, Enugu State
Average Tuition: ₦131,000 – ₦390,000 per session
Caritas University, owned by the Catholic Church, offers quality programs in Engineering and Social Sciences. It also runs pre-degree courses for students preparing to enter fully into university life. With its installment payment option and emphasis on discipline, Caritas is one of the most affordable Catholic universities in Nigeria.
2. Paul University, Awka, Anambra State
Average Tuition: ₦190,000 – ₦342,000 per session (some packages include accommodation)
Paul University, also affiliated with the Anglican Church, provides programs in Humanities and Sciences while promoting moral and academic excellence. The institution makes higher education more accessible through scholarships and student loan opportunities. For many families, its affordability combined with stable academics makes it a standout choice in the Southeast.
1. Oduduwa University, Ipetumodu (OUI), Osun State
Average Tuition: ₦98,000 – ₦150,000 per session
At number one is Oduduwa University, the cheapest private university in Southern Nigeria. With tuition fees starting at just under ₦100,000, it makes private education accessible to many families. The school also provides scholarships for underprivileged students and flexible installment plans. Known for its Management and Social Science programs, OUI offers remarkable value at the lowest cost on this list.
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Frequently Asked Questions (FAQs)
1. Which is the cheapest private university in Southern Nigeria?
Currently, the cheapest private university in Southern Nigeria is Oduduwa University, Ipetumodu (Osun State), where tuition fees range from ₦98,000 to ₦150,000 per session. Despite the low cost, it remains accredited by the National Universities Commission (NUC) and offers programs in Management and Social Sciences.
2. What makes Mudiame University different from other affordable private universities?
Mudiame University, Irrua, Edo State is unique because it focuses on technology, engineering, and applied sciences, areas often associated with higher fees. Yet, it reduces the burden through:
- 20% tuition discount across most programs.
- 50% scholarships for indigenes of its host community.
- Installment payment options for parents who cannot pay lump sums.
- A policy that gives automatic employment to top-performing graduates in its partner industries.
This combination of affordability and guaranteed career pathways makes Mudiame one of the most forward-looking private universities in Southern Nigeria.
3. What is the JAMB cut-off mark for private universities in Southern Nigeria?
The JAMB cut-off mark for private universities in Nigeria is generally lower than that of federal or state universities. Most affordable private universities in Southern Nigeria accept candidates with a minimum JAMB score of 140–160.
Here’s a breakdown:
- Mudiame University, Oduduwa University, Paul University, Caritas University: Accept from 140 and above.
- Ajayi Crowther University, Tansian University, Wellspring University: Usually accept from 150–160 and above, depending on the course.
- Professional programs like Law, Nursing, and Engineering may require 170 or higher, even in private universities.
It’s always best to confirm the cut-off mark directly with the admissions office of each school.
4. Do affordable private universities in Southern Nigeria provide accommodation?
Yes, most of them offer on-campus accommodation at separate fees. For example:
- Wellspring University (Benin City) charges between ₦215,000 – ₦225,000 per session for hostels.
- Paul University (Awka) includes accommodation in some tuition packages.
- Mudiame University also provides housing facilities, though costs may vary by room type.
5. Are degrees from these low-cost private universities recognized?
Yes. All the universities listed are accredited by the National Universities Commission (NUC). Their degrees are valid for both Nigerian and international opportunities, including employment, further studies, and professional certifications.
6. Can I gain admission into Mudiame University with a low JAMB score?
Yes. Since Mudiame University is focused on accessibility, it accepts students with a minimum JAMB score of 140 for most programs. However, if you are applying for highly competitive fields like Engineering or Health Sciences, you may need to score a little higher (around 160–170). Students who do not meet the JAMB cut-off may also apply through Direct Entry or Pre-degree programs.
7. What are the financial aid and scholarship options in private universities?
Several affordable private universities in Southern Nigeria provide financial support:
- Mudiame University: Up to 50% scholarships for local students.
- Oduduwa University: Scholarships for underprivileged and high-achieving students.
- Paul University & Caritas University: Loans and scholarships for needy students.
- Ajayi Crowther University: Flexible installment payments.
These initiatives ensure students from different backgrounds can access private education.
8. Why choose an affordable private university over a federal university?
While federal universities in Nigeria often have cheaper fees, they face frequent strikes and disruptions. Private universities offer:
- Stable academic calendars (no strikes).
- Smaller class sizes with better student–lecturer interaction.
- Moral and character development in faith-based institutions.
- Industry connections and job placements, especially at schools like Mudiame.
For families that want uninterrupted and quality education, affordable private universities provide the right balance of cost and stability.
Conclusion
Private universities in Nigeria don’t have to be out of reach. The schools highlighted in this list prove that there are affordable private universities in Southern Nigeria where students can pursue quality education without overwhelming financial pressure. With most tuition fees ranging from ₦100,000 to ₦400,000 per session, families can now access budget-friendly private education in reputable, accredited institutions.
If you’re planning to apply, always confirm the latest tuition fees directly from the school, review JAMB requirements for private universities in Nigeria, and explore available scholarships or installment options. By making the right choice, you can enjoy stable academic calendars, moral guidance, and the assurance of a solid degree — all without breaking the bank.
